The power of real estate financing
Investments 20 February 2017
Investing in real estate is a three-step process: research, financing and implementation/profit. If we do not possess proper financing, the other steps become irrelevant. Due to the Polish market’s relatively young age, and to legal and mentality-related conditions, the methods of financing that have used on developed markets (especially... Read more
Loan business
Investments 7 February 2017
Unfortunately, the complexity of current solutions and the far-reaching formalisation of the bank/customer relationship, directly resulting from the legal system, regulation and control, which contemporary banks are subject to, has led to a situation where we ask ourselves: what is the bank in our times, for whose benefit does... Read more
Investing and the family
Investments 7 February 2017
Investing means deferring the consumption of the fruits of your labour. We put them at the disposal of others or exchange them for a variety of assets. In short, we deprive our family of cash for current purposes. It does not pose a big problem when the income is... Read more
The value of current and future investment – That is what Poles do not know about
Investments 3 February 2017
Every professional investor should primarily be guided by cost-effectiveness and calculations. Of course, not everyone studied the financial aspect of mathematics. That’s why a useful tool for any investor is a financial calculator and a few concepts that will help him or her understand the essence of investing money.... Read more
One of the 5 key elements of successful investment and purchase of property is the method of financing. Even if we find an opportunity that meets the remaining 4 conditions (location, condition of property, the motivation of the seller and price) and if we do not have the money... Read more
Land – an investment different to anything else
Investments 3 February 2017
Every dollar invested in land in 1992 has increased 50 times today. Over the past 10 years (2004-2014) the increase in the value of land is up to 500%. In March, just as each year, a list of the 100 richest Poles was released. Instantly it reveals what the... Read more
Why do Start-ups fall?
Investments 3 February 2017
“Most business owners ‘sort of’ want the customer feedback but not really” Steve Blank “A Start-up is „a human institution operating in conditions of extreme uncertainty” Eric Ries and it remains so until it reaches a “repeatable and scalable business model” Steve Blank What does that mean? A human... Read more
Price has not one name
Investments 3 February 2017
According to the Austrian school of economics, the price of a given good expresses its objective value, since during trade exchange, each party perceives the goods that they acquire more valuable than the goods they give away, otherwise they would not go ahead with the transaction. Price is a ... Read more
Risk Management – What, Why, How?
Investments 3 February 2017
Risk comes from not knowing what you are really doing Steve Blank Proper risk management assumes control of possible future events and is a proactive not reactive process. This means that you should prepare for and respond to risk from the moment of its first symptoms, having previously prepared... Read more
Investing is a family sport
Investments 3 February 2017
Since we are a society on the acquis, in addition to being a country in which it was forbidden to own assets, few of us took off in adult life with a financial portfolio inherited from our parents or grandparents. This means that we have had to build most... Read more